Ålandsbanken Fonder Exec Advises Steady Investing; Kameo Offers Real Estate Funding

Amidst current market volatility, Lars Söderfjell, Head of Equities at Ålandsbanken Fonder, advises investors to maintain a disciplined investment strategy and avoid impulsive decisions driven by market fluctuations. He emphasizes the importance of establishing individual risk tolerance levels *before* periods of instability and cautions against attempting to time the market, advocating instead for a long-term investment horizon. Söderfjell notes that historical data demonstrates the market's resilience and ability to recover from downturns. Concurrently, while investors navigate uncertainties in the stock market, real estate companies face challenges in accessing capital. Kameo, an alternative financing platform specializing in property projects, provides solutions by offering swift and adaptable funding options. Fredrik Källgren, General Manager at Kameo, states that the platform finances a diverse range of projects across Scandinavia, including both residential and industrial properties. Since its inception in 2016, Kameo has facilitated 8 billion SEK in loans. Källgren underscores Kameo's competitive advantages in speed and flexibility compared to traditional banking institutions. While banks often require larger-scale projects (approximately 300 million SEK) and can take 6-12 months to deliver an offer, Kameo finances projects starting from 10 million SEK and can finalize financing arrangements within weeks. A key differentiator is Kameo's ability to finance residential developments without the pre-sale agreements typically mandated by banks, enabling developers to commence construction earlier. Kameo's financing model is underpinned by three core pillars: its proprietary credit fund, strategic partnerships with institutional investors, including a major international pension fund, and its extensive network of platform investors.