Forbes: Structural Alignment Key to Lasting Fintech Partnerships

A recent Forbes article highlights the necessity of deep structural alignment for enduring fintech partnerships, moving beyond mere transactional relationships. The article observes a shift in priorities, with both banks and fintechs increasingly focused on commercial and operational alignment rather than solely prioritizing agile technology or brand recognition. Successfully designed, these aligned partnerships can yield transformative outcomes. The article emphasizes that scalable, deeply embedded, and trustworthy partnerships are critical for sustained success, differentiating lasting collaborations from those that remain confined to pilot programs. A well-defined operating model, clearly outlining ownership, compliance, and control, is also presented as an essential element. Modern partnerships, the article suggests, are most impactful when they combine the regulatory and risk frameworks of established banks with the agile infrastructure and digital front ends of fintech companies. According to Tomer Guriel, co-founder and CEO of lending platform ezbob, the quality of early decisions during partnership formation is crucial. Prioritizing these foundational choices is paramount to establishing viable, long-term partnerships that scale effectively beyond initial trials.